To qualify for any VA Loan option, the Department of Veteran's Affairs require that the applicant be an Active Duty Service member, a Veteran meeting certain requirements, or a qualifying member of Reserve forces. Active Duty members are eligible for VA Loans after no-less than 90 Days of active duty service. Veterans that have 181 days of active duty service, no dishonorable discharge, and/or 90 days of active duty during war are eligible for VA Loans. National Guard and National Reserve members are also eligible for these military loans after there completation of their initial contract or a completation of a military deployment.